My mid term goal (3 years) is to craft a MYR5,000,000 dividend portfolio, with 5-6% yield annually.
At the time of writing, this goal has to be postponed as I wanted peace of mind more than anything else. So my current short term goal (1-2 years) is to settle 2 of my mortgages.
I strive to invest >60% of my household income every year. I invest heavily in my children's education & development. I am thankful as I do not have expensive taste for cars, as I often view cars as a wealth killer (but I was not always like that).
I strive to invest >60% of my household income every year. I invest heavily in my children's education & development. I am thankful as I do not have expensive taste for cars, as I often view cars as a wealth killer (but I was not always like that).After getting my first investment property back in 2011, I concluded my money is better invested elsewhere. Since then, property investment is a bad word in my dictionary. I only have my own primary residence late in my 30s. I will however, go back to property investment some times in the future (I shall write more about this in the upcoming post).
On the outside, I look just like your average neighbour. I dress ordinary, I wear a sport watch, I eat out at kopitiam and my car is a beat up 12 years old with 200k mileage on it.
I do however, spend money on a niche photography known as astrophotography. I am obsessed with those beautiful stars, planets, nebulae and galaxies photos.
My ultimate financial goal is not to FIRE as I love what I do & what the business could provide. I am unlikely to retire completely & the business is now on autopilot.
If my estimation is right, by June 2026, I will be 100% financially free.
I hope my journey to financial freedom will inspire you to find your path. And until then.
Be Consistent, Be Free.
Simple Dividend.
p/s Please make sure to follow my Instagram !
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