Tuesday, 23 July 2024

Wheels of Life

 



The average life expectancy of Malaysian born in 2023 is 72.5 (M) & 77.4 (F).

By racial breakdown, Malays - 71.5 (M) & 76.4(F). Chinese - 74.4 (M) & 80.2 (F). Indian 67.6 (M) & 75.9 (F). Middle age for us, is 35, not 40.

As I observe people in my community, I notice many of us go through life mindlessly. Making poor financial decisions that jeapordise our family future.

We are sold this idea of YOLO, where in order to live without regrets, we MUST reward ourselves regardless of the consequences.



In my community, it is now a norm to:

  • have your own house before getting married.
  • have fancy wedding reception & what not.
  • send your wife to the best confinement centre (you are guilt tripped into thinking not sending your wife to confinement centre = ill-treating your wife).
  • send your kids to private school (latest by secondary level).
  • overinsured yourself with life insurance, medical insurance, education fund for your kids,
  • upgrade your car & house as your family grow in size

There is a product for every phase of our life, don’t you think it is fishy?

I’ll leave you to figure it out. I hope you make it out of the wheels.

Be Consistent, Be Free.

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